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Scott Martin
Austin Hills Realty
Texas Hill Country Real Estate
1007 Coventry Road

Spicewood, TX 78669
Phone: (512) 755-0220

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A Few Tips About Interest Rates

  • The higher interest rates, the more it's going to cost you
    If it's your first time to invest in real estate and you don't know much about interest rates, here's something you should always remember: the higher the interest rate, the more it's going to cost you. When you borrow money, this means that you have to pay a lot higher than what you borrowed. Another good tip is to use an adjustable rate mortgage. This can make the property more affordable for you. You can choose from many price range depending on the financing plan you choose.
     

  • No one knows for sure
    No one can predict interest rates - not even the Feds. Mortgage interest rates are influenced by political, economic and social events that are unpredicatable. Experts will try to predict this but no one can be certain. When you make financial decisions look at the real estate climate. Consider your budget, expenses and future plans.
     

  • Lock in for low interest
    Once you've decided to lock in at a certain interest rate, complete your loan application and send it to your lender in the soonest possible time. This ensures that your commitment doesn't expire before your loan is approved. Check ton make sure that all the necessary documentation is there. Get a property appraisal through your loan agent as soon as possible. This usually costs $300.
     

  • Don't wait too long
    Some buyers wait hoping for lower interest rates. But this isn't always the best idea. You may actually end up paying more. In the event that interest rates go down, you can think about refinancing.



Scott Martin | 512-755-0220 | Contact Me
1007 Coventry Road - Spicewood, TX 78669
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